Goldmine BNI Utah

Vladimir Nagalin and Jared Habel are sworn in as the newest Goldmine members

Justin Peterson of Laub Insurance spoke to us about his category - commercial insurance. Laub is a fourth generation insurance agency. They are Farmers agents, however they are not captive, which we were told means that they have a wide variety of other insurance carriers (80 different carriers)  that they sell for.

Commercial insurance was defined by Justin as general liability, workman's compensation, business auto, crime, surety bonds and more. Justin explained that if member were driving a personal auto, but had that auto wrapped (advertising) with the name of their business, they need business insurance because their personal insurance does not cover business.

Their have been many testimonials of the level of service that the Laub agency provides and the reasonable rates.

Mike Ross of Meridian Title told us about title insurance and the function of an escrow agent. Mike always makes it fun, he read the following correspondence: 

A New Orleans lawyer sought a FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down.

After sending the information to the FHA, he received the following reply:

Upon review of your letter adjoining your client's loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin.

Annoyed, the lawyer responded as follows:

Your letter regarding title in Case No. 189156 has been received. I note that you wish to have title extended further than the 194 years covered by the present application. I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased by the U.S. from France in 1803, the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S.
ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into possession of Spain by Right of Discovery made in the year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of seeking a new route to India by the then reigning monarch, Isabelle. The good queen, being a pious woman and careful about titles, almost as much as the FHA, took the precaution of securing the blessing of the Pope before she sold
her jewels to fund Columbus' expedition. Now the Pope, as I'm sure you know, is the emissary of Jesus Christ, the Son of God. And God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume that He also made that part of the world called Louisiana. He,
therefore, would be the owner of origin. I hope to hell you find His original claim to be satisfactory.

Now, may we have our damn loan?

They got it.

Source:
http://www.snopes.com/humor/letters/landgrab.asp

Jason Collier of Collier, Webb, Bowden & Associates, a
talked to the group today about Roth IRAs and the benefits that exist for converting a regular IRA to a Roth before the end of the year. Jason was careful to note that the conversion is not for everyone but the calculations and projection should be done to determine if there are substantial long-term savings.

When converting an IRA to a Roth IRA tax must be paid on the pre-tax assets but allow the future withdrawals to be tax free, when certain requirements are met.

If you have a IRA it may be very worth your time to sit down with Jason and  discuss whether a conversion is appropriate in your circumstance. Call today 801-748-1733, it must be done by the end of December.

The presenter for the meeting was Harold Bowman of Platt insurance Agency talked to the group about his specialty: Property and Casualty Insurance. Many members have told of how he has either saved them money or told them to stay where they were at. Members enjoy the fact that he is a straight shooter, looking out for the good of the prospective client and client rather than the good of his own wallet.

Harold seems to be very connected, visit his office to see his head set on one ear and a cell ear piece in the other. He is ever prepared to answer the call and find a solution to someone's insurance problem.

Harold is an Independent Insurance Agent is not tied to just one carrier. He can look after your best interests and keep the insurance companies honest. He can match your needs to the company with the best plan for you instead of a one size fits all approach.

He has been around long enough to know what will work here and what will not. He offer competitive prices with unbeatable service and that's a promise that you can rely on. call Harold today 801 417-5088 

Zack Bryant from Sawyer Glass (801-262-5055) was our featured member today. Zach showed and talked about some of the jobs they have done for customers. The frameless showers are very unique and add a significant classy touch to a bathroom. Some of the glass installations have huge dimensions requiring significant equipment. Although much of the slide show were 100% custom jobs, there were also several slides that demonstrated that they do the "normal" as well.


Sawyer Glass Company would like to design a unique Shower door, Custom Tub Enclosure, Frameless Shower Door or create a Distinctive Mirror application for your specific needs.



 Often when we think of Sawyer Glass we forget that they do great custom mirrors for bathrooms, bedrooms, and entry ways. If you have a wall in your home that really needs a mirror, but you haven't been able to find the "right one" at the big box stores, give Sawyer a call.

Sawyer does glass replacements as well. If you have a window or door that is cracked or a double pane window that has moisture between the panes, Sawyer can correct the problem.
One of Sawyers specialties is through the glass pet doors. No more putting a poor fitting piece between the door and the frame side that allows air to free flow, hurting the efficiency of your air conditioner in the summer and your heater in winter. Now your pets pass right through the glass.

Sawyer's motto is:
"Each job we do for our customer is as individual as the person having the job done."

Ourr designated ten minute presenter was called to jury duty. The leadership team, being quick on their feet, had all the members put a business card in the basket and choose two members to give a six minute presentation about their business.


Elias Caress went first, telling us about hypnotherapy and some of the common reasons someone will engage a hypnotherapist to assist them in a roadblock in their life. He has had success in helping patients with fears, phobias, smoking, and weight loss, to mention a few. He does both individual and group sessions. He stressed that he is not a psychotherapist, and so there are limitations to what he can do.

Elias is also an entertainer, performing at trade shows, corporate events, and non profit events. He demonstrated his ability to create a return on investment by folding up a one dollar bill and when he unfolded it it was a hundred dollar bill. Even our financial planner, Travis Bowden, admitted that  if we wanted a return on investment like that ($1 to $100) in less than 30 seconds, we would have to go to Elias.

Maria Allan was the second presenter. Maria enjoys helping people relax and reduce the pain in their lives causes by tight muscles. We could feel and passion that Maria has for what she does and her caring demeanor. Moon Tide Massage was started by Maria about three years ago, after having a career as a bookkeeper and office manage. Why? Because Maria really loves helping people.